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China's new credit data
Month Month (100 million yuan) Year-on-year increase Chain growth Cumulative (100 million yuan) Year-on-year increase
                        October 2017                         6632.00                         10.35%                         -47.78%                         120583.28                         13.80%
                        September 2017                         12700.00                         0.57%                         16.51%                         113951.28                         14.00%
                        August 2017                         10900.00                         36.78%                         32.04%                         101251.28                         15.94%
                        July 2017                         8255.00                         81.43%                         -42.97%                         90351.28                         13.85%
                        June 2017                         14474.00                         10.14%                         22.87%                         82096.28                         9.74%
                        May 2017                         11780.36                         25.67%                         9.02%                         67622.28                         9.66%
                        April 2017                         10805.69                         91.52%                         -6.74%                         55841.92                         6.79%
                        March 2017                         11586.06                         -12.06%                         12.30%                         45036.23                         -3.46%
                        February 2017                         10317.32                         27.29%                         -55.40%                         33450.17                         -0.08%
                        January 2017                         23132.85                         -8.82%                         132.65%                         23132.85                         -8.82%
                        December 2016                         9943.00                         19.46%                         17.49%                         124371.07                         10.36%
                        November 2016                         8463.00                         -4.62%                         40.82%                         114428.07                         9.64%
                        October 2016                         6010.00                         7.83%                         -52.41%                         105965.07                         10.96%
                        September 2016                         12628.00                         21.22%                         58.46%                         99955.07                         11.16%
                        August 2016                         7969.00                         2.75%                         75.14%                         87327.07                         9.84%
                        July 2016                         4550.00                         -22.76%                         -65.38%                         79358.07                         10.60%
                        June 2016                         13,141.00                         -0.74%                         40.18%                         74808.07                         13.59%
                        May 2016                         9374.27                         10.15%                         66.15%                         61667.39                         17.19%
                        April 2016                         5642.05                         -29.87%                         -57.18%                         52293.13                         18.55%
                        March 2016                         13175.56                         32.82%                         62.55%                         46651.07                         29.35%
Relevant information
definition
Loan companies for the first time to the bank loans, called new loans. If the loan expires, the company repays the loan normally, apply for a loan to the bank again, so the new loan is called. If the loan expires, the enterprise can not normally repay this loan, and the bank proposes to borrow the second loan to repay the first loan, so as to borrow the new one.
importance
High: "Credit" is a credit loan, which refers to a loan issued by the borrower's creditworthiness. The borrower does not need to provide a guarantee. The feature is that the debtor can obtain a loan without credit or third-party guarantee based on his own credit, and borrow the credit of the borrower as the repayment guarantee. This kind of credit loan is the main lending method of our country's bank for a long time. Due to the large risk of such loans, it is generally necessary to conduct a detailed investigation of the borrower's economic benefits, management level and development prospects so as to reduce the risks. b
Data Sources
People's Bank of China