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China's new credit data
Month The month (100 million yuan) Year-on-year growth Growth in the ring Accumulated (100 million yuan) Year-on-year growth
                        September 2018                         13800.00                         8.66%                         7.81%                         131393.00                         15.31%
                        August 2018                         12800.00                         17.43%                         -11.72%                         117593.00                         16.14%
                        July 2018                         14500.00                         75.65%                         -21.20%                         104793.00                         15.98%
                        June 2018                         18400.00                         27.12%                         60.00%                         90293.00                         9.98%
                        May 2018                         11500.00                         -2.38%                         -2.54%                         71893.00                         6.32%
                        April 2018                         11800.00                         9.20%                         5.36%                         60393.00                         8.15%
                        March 2018                         11200.00                         -3.33%                         33.44%                         48,593.00                         7.90%
                        February 2018                         8393.00                         -18.65%                         -71.06%                         37393.00                         11.79%
                        January 2018                         29000.00                         25.36%                         396.24%                         29000.00                         25.36%
                        December 2017                         5844.00                         -41.22%                         -47.82%                         137627.28                         10.66%
                        November 2017                         11200.00                         32.34%                         68.88%                         131,783.28                         15.17%
                        October 2017                         6632.00                         10.35%                         -47.78%                         120583.28                         13.80%
                        September 2017                         12700.00                         0.57%                         16.51%                         113951.28                         14.00%
                        August 2017                         10900.00                         36.78%                         32.04%                         101251.28                         15.94%
                        July 2017                         8255.00                         81.43%                         -42.97%                         90351.28                         13.85%
                        June 2017                         14474.00                         10.14%                         22.87%                         82096.28                         9.74%
                        May 2017                         11780.36                         25.67%                         9.02%                         67,622.28                         9.66%
                        April 2017                         10805.69                         91.52%                         -6.74%                         55841.92                         6.79%
                        March 2017                         11586.06                         -12.06%                         12.30%                         45036.23                         -3.46%
                        February 2017                         10,317.32                         27.29%                         -55.40%                         33450.17                         -0.08%
Relevant information
definition
The first time a borrower makes a loan to the bank is called a new loan. If the loan expires, the company will repay the loan normally and apply for a loan to the bank again. This is also called a new loan. If the loan expires, the company can't repay the loan normally. If the bank proposes to borrow the second loan to repay the first loan, it will call the new one.
importance
High: “Credit”, that is, a credit loan, refers to a loan issued in the creditworthiness of the borrower, and the borrower does not need to provide a guarantee. It is characterized in that the debtor can obtain the loan only by virtue of his own credit without providing collateral or third-party guarantee, and the borrower's credit level is used as the repayment guarantee. This kind of credit loan is the main way of lending by banks in China for a long time. Due to the high risk of this type of loan, it is necessary to conduct a detailed inspection of the borrower's economic benefits, management level, and development prospects to reduce risks.
Data Sources
People's Bank of China