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Yingda Jinsheng Jinshi Life Insurance (Universal)

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  • Basic Information

Insurance company Yingtai Taihe Use gender Unlimited
Term Insurance lifelong Annual payment period

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Minimum contribution amount 6000 yuan Supplementary explanation of payment method
Insurance management fee 5 yuan / month Policy loan no
Loan ratio - Surrender fee 50.0% in the first year
Use area

Beijing Shanxi Province Liaoning Province Jilin Province Shanghai Jiangsu Province Zhejiang Province Fujian Province Shandong Province Henan Province Hubei Province Shaanxi Province

Insurance category definition

Refers to life insurance products that include insurance coverage and have a certain asset value in at least one investment account. In addition to the same life insurance as the traditional life insurance, the universal insurance can also allow the customer to directly participate in the investment activities of the funds in the investment account established by the insurance company for the insured, and the insured investment account with the value of the policy and the insurance company operating independently. Linking the performance of funds

  • feature of product

  • Insurance example

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  • Insurance duty

  • Liability exemption

In the case of the insured's death, we paid the death benefit according to the insured amount of the Japanese contract of the insured's death, and the contract was terminated.

                    1. The intentional act of the insured on the insured;
2. The insured intentionally commits a crime or resists criminal enforcement measures taken according to law;
3. The insured person takes, inhales or injects drugs;
4. The insured commits suicide within two years from the date of the establishment of the contract or the date of the last reinstatement (except for those who have no civil capacity when the insured commits suicide);
5. The insured drunk driving (see 9.5), driving without a valid driving license or driving a motor vehicle without a valid driving license;
6. War, military operations, riots or armed rebellions, terrorist activities;
7. Nuclear explosion, nuclear radiation or nuclear pollution.
In the event that one of the above circumstances causes the insured to die, this contract is terminated and we return the cash value of the date on which the insured of the contract died.
If you apply for an increase in the basic insurance amount, and the insured person commits suicide within two years from the date when the new basic insurance amount becomes effective (except for the person who has no civil capacity when the insured commits suicide), we will increase the basics. The amount of insurance does not bear the responsibility for paying the insurance premium.