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Bank deposit and loan interest rate table (annual interest rate%)
Select Bank:
bank Demand deposit Time deposit (storage) Zero deposit and acquisition, whole storage, zero take, deposit and interest Notice deposit
Three months Half a year One year Two years Three years Five years One year Three years Five years one day Seven days
Central bank 0.350 1.100 1.300 1.500 2.100 2.750 2.750 - - - - -
ICBC 0.300 1.350 1.550 1.750 2.250 2.750 2.750 1.350 1.550 1.550 0.550 1.100
Agricultural Bank of China 0.300 1.350 1.550 1.750 2.250 2.750 2.750 1.350 1.550 1.550 0.550 1.100
Construction bank 0.300 1.350 1.550 1.750 2.250 2.750 2.750 1.350 1.550 1.550 0.550 1.100
Bank of China 0.300 1.350 1.550 1.750 2.250 2.750 2.750 1.350 1.550 1.550 0.550 1.100
Bank of Communications 0.300 1.350 1.550 1.750 2.250 2.750 2.750 1.350 1.550 1.550 0.550 1.100
China Merchants Bank 0.300 1.350 1.550 1.750 2.250 2.750 2.750 1.350 1.550 1.550 0.550 1.350
CITIC Bank 0.300 1.400 1.650 1.950 2.400 3.000 3.000 1.400 1.650 1.650 0.550 1.100
Everbright Bank 0.300 1.400 1.650 1.950 2.410 2.750 3.000 1.400 1.650 1.650 0.550 1.100
Shanghai Pudong Development Bank 0.300 1.400 1.650 1.950 2.400 2.800 2.800 1.350 1.550 1.650 0.550 1.100
Ping An Bank 0.350 1.100 1.300 1.500 2.100 2.750 - 1.100 1.300 - 0.800 1.350
Shenzhen Development Bank 0.350 1.750 2.000 2.250 2.750 3.050 3.100 1.500 1.700 1.700 0.800 1.350
Guangfa Bank 0.300 1.400 1.650 1.950 2.400 3.100 3.200 1.400 1.550 1.450 0.630 1.235
HSBC Bank 0.300 1.400 1.650 1.950 2.400 3.100 3.200 1.400 1.570 1.750 0.630 1.235
Minsheng Bank 0.300 1.400 1.650 1.950 2.350 2.800 2.800 1.400 1.650 1.650 0.550 1.100
Industrial Bank 0.300 1.400 1.650 1.950 2.700 3.200 3.200 1.400 1.650 1.950 0.800 1.350
Huarong Xiangjiang Bank 0.385 1.540 1.820 2.100 2.835 3.575 3.705 1.540 1.820 2.100 0.800 1.350
Jiangdu Rural Commercial Bank 0.350 1.850 2.050 2.250 2.850 3.500 - 2.850 2.900 3.000 0.800 1.350
Texas Bank 0.350 1.380 1.630 1.880 2.520 3.300 3.600 1.500 1.700 1.900 0.800 1.600
UOB Bank (China) - 1.450 1.650 1.950 2.500 3.250 3.500 - - - - 1.350
Huzhou Bank 0.385 2.860 3.080 3.300 4.125 4.675 5.225 2.860 3.080 3.300 0.880 1.485
Dongguan Rural Commercial Bank - 1.320 1.560 2.070 2.625 3.200 3.750 1.100 1.300 1.500 0.880 1.485
Harbin Bank 0.350 1.500 1.800 2.200 2.800 3.200 3.800 1.500 1.800 2.200 0.800 1.350
Bank of East Asia 0.385 1.430 1.677 1.935 2.646 3.108 4.050 - - - 0.880 1.655
Societe Generale 0.350 1.100 1.300 1.500 2.100 2.750 - - - - 0.800 1.350
Jiujiang Bank 0.350 1.600 1.800 2.000 2.600 3.250 - 1.600 2.900 3.000 0.800 1.350
Jincheng Bank 0.350 2.100 2.300 2.500 3.100 3.750 - 2.850 2.900 - 0.800 1.350
Bank of Dongguan 0.300 1.320 1.430 2.050 2.520 3.025 3.250 1.210 1.430 1.650 0.800 1.200
Chengdu Rural Commercial Bank 0.420 1.430 1.690 1.950 2.730 3.575 4.000 1.430 1.690 1.950 0.960 1.350
Nanyang Commercial Bank 0.385 2.240 2.520 2.800 2.860 3.250 3.250 - - - 0.880 1.485
Zhuhai China Resources Bank 0.350 1.430 1.690 1.800 2.520 3.025 3.125 1.430 1.690 1.800 0.800 1.350
Changan Bank 0.350 1.505 1.765 2.025 2.520 3.300 3.600 1.505 1.765 2.025 0.800 1.350
Xiamen International Bank 0.385 2.860 3.080 3.300 3.750 4.250 4.750 - - - 0.880 1.485
Xiamen Bank 0.350 1.350 1.550 1.800 2.520 3.300 3.300 1.210 1.430 1.430 0.880 1.485
DBS Bank 0.385 2.860 3.080 3.300 3.750 2.000 2.500 - - - 0.800 1.350
Dongying Bank 0.420 1.620 1.860 2.100 2.820 3.600 5.000 1.620 1.860 2.100 0.960 1.620
Ningxia Bank 0.350 1.430 1.690 2.100 2.730 3.575 - 1.430 1.690 - 0.800 1.350
Deyang Bank 0.385 2.860 3.080 3.300 4.125 4.675 5.225 2.860 3.080 3.300 0.880 1.485
Bank of Ningbo 0.300 1.500 1.750 2.000 2.400 2.800 3.250 - - - 0.880 1.350
Luzhou Bank 0.350 1.540 1.820 2.100 2.700 3.300 3.600 1.540 1.820 2.100 0.800 1.350
Chengdu Bank 0.385 1.430 1.690 1.950 2.730 3.575 4.000 1.375 1.625 1.875 0.700 1.200
Zijin Rural Commercial Bank 0.350 2.860 3.060 3.300 3.800 4.300 4.800 2.860 3.080 3.300 0.880 1.485
Standard Chartered Bank (China) 0.350 2.100 2.300 2.500 3.100 3.750 - 2.850 2.900 3.000 0.800 1.340
Longjiang Bank 0.350 1.500 1.800 2.250 2.900 3.575 4.100 1.500 1.800 2.250 1.000 1.500
Hangzhou Bank 0.350 1.430 1.690 1.950 2.520 3.080 3.250 1.430 1.690 1.950 0.880 1.485
Hebei Bank 0.420 1.650 1.950 2.250 2.730 3.300 3.300 1.320 1.560 1.800 0.960 1.620
Bank of Nanjing 0.350 1.400 1.650 1.900 2.520 3.150 3.300 1.400 1.650 1.900 0.800 1.100
Luoyang Bank 0.420 1.430 1.690 1.950 2.730 3.575 4.000 1.430 1.690 1.950 1.040 1.755
Dalian Bank 0.455 2.730 2.990 3.250 4.030 4.875 4.875 2.730 2.990 3.250 1.040 1.755
Luzhou Bank 0.385 1.540 1.820 1.950 2.730 3.575 4.150 1.540 1.820 1.950 1.040 1.755
bank Demand deposit Time deposit (storage) Zero deposit and acquisition, whole storage, zero take, deposit and interest Notice deposit
Three months Half a year One year Two years Three years Five years One year Three years Five years one day Seven days
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