In-depth implementation of the "distribution service" reform requirements Deployment and cancellation of corporate account licensing work - People's Bank of China held a cancellation of corporate account licensing mobilization video conference
On January 11, 2019, the People's Bank of China held a video conference to revoke the corporate banking account permit mobilization, and thoroughly implemented the Party Central Committee and the State Council to support private enterprises, small and micro enterprises to develop important work deployment and "distribution service" reform requirements, and deploy national cancellation. Corporate account licensing work. Fan Yifei, member of the Party Committee and deputy governor of the People's Bank of China, attended the meeting and delivered a speech.
Fan Yifei pointed out that the Party Central Committee and the State Council have always attached great importance to the development of private and small and micro enterprises, and called for the transformation of government functions and the deepening of the "distribution of services" reform, and the abolition of corporate account licensing as one of the important measures to implement the "distribution service" reform. Branches and commercial banks of the People's Bank of China must effectively improve their political positions, fully understand the significance of canceling the licensing work of enterprise accounts, effectively change their work concepts and ideas, and fully guarantee the smooth implementation of the cancellation of corporate account licensing.
Fan Yifei emphasized that the cancellation of corporate account licensing should adhere to the general principle of “two unreduced, two strengthening”, that is, the convenience of opening accounts for enterprises is not reduced, the risk prevention and control is not reduced, the optimization of enterprise account services should be strengthened, and account management should be strengthened. . On the one hand, we must adhere to the service of the real economy, serve private enterprises, small and micro enterprises, and establish a long-term mechanism to optimize business account services, so that the convenience of opening accounts for enterprises is not reduced, and corporate account services are comprehensively strengthened, so that private enterprises and small and micro enterprises can be opened. The door to service. On the other hand, we must persist in preventing financial risks, establish a matrix-based account management structure, horizontally compact the main responsibilities of commercial banks, and vertically suppress the supervisory responsibilities of the People's Bank of China and the regulatory authorities, so that risk prevention and control can only increase or decrease, and account management is complete. The cycle and the whole process are strengthened.
Fan Yifei made clear requirements for the next step of canceling the promotion of enterprise account licenses. All units should strengthen organizational leadership, clarify work responsibilities, and must do a good job in all aspects of technical and business preparations; eliminate potential risks and strengthen emergency protection. Improve safety awareness and ensure business continuity. It is necessary to specialize in cracking down on governance, serious accountability, and special actions to combat new types of illegal crimes in the telecommunications network. The Ministry of Public Security and the Banking Regulatory Commission will carry out special account-specific crackdown actions and establish sound and accountability mechanisms. It is necessary to widely publicize training and create a good atmosphere. Let companies understand policies and use policies.
The Nanjing Branch of the People's Bank of China and the Hangzhou Branch of the People's Bank of China reported on the preparations for the cancellation of corporate account licenses in Jiangsu and Zhejiang and the next work arrangements. Some bank representatives spoke, saying that they are determined to cancel the business account licensing work according to the deployment. The responsible comrades of the relevant departments of the China Insurance Regulatory Commission said that they will actively cooperate with the People's Bank of China to promote related work.
Responsible comrades of relevant departments and bureaus of the People's Bank of China, responsible comrades of relevant departments of the China Insurance Regulatory Commission, branches of the People's Bank of China, national development banks, policy banks and commercial banks and their branches at all levels attended the meeting.
(Article source: Central Bank website)