Non-compliance loans were used for “selling stocks” and silver lettersFinancial managementInvesting in non-listed company equity, violation of regulationsNordsonThe assets are not lost, the credit card funds are used in non-consumer fields, and the illegal loans are used to take the land...
a seriesbankAnd the violation of the trust industry was fined. Yesterday, the Shanghai Banking Insurance Regulatory Bureau issued 9 tickets in one breath and was fined.bankHSBC is included in the trustbank(China), Huabao and Zhongtai two trust companies, Shanghai Rural Commercial Bank,Bank of Nanjing,Tianjin BankInstitutions, these institutions have been fined more than 10 million.
Among them, the most concerned is the Huabao Trust’s offending loan stocks and HSBCbank(China) two violations.
Huabao and Zhongtai Trust
Have been fined more than 2 million
In the ticket issued by the Shanghai Banking Regulatory Bureau, the two trust companies were fined more than 2 million.
For three things, Huabao Trust was fined 2.1 million in total, especially in March 2018, which has a lot to do with “stock stocks”.
These three occurred between November 2016 and February 2018. The latest one was in March 2018, when Warburg Trust Company illegally issued a trust loan for securities trading.
It is reported that there are strict limits on the scope of use in trust loans. If there is no stock use in the scope of loan use, it must not be used for securities trading.
PreviousbankThere are also some cases of loans to enterprises that have been used to make stocks and are fined by the Banking Insurance Regulatory Bureau. However, the cases of illegal stocks in the trust industry are even rarer.
The other two violations were in August 2017, when Huabao Trust Company launched a financing-type banking and wealth management cooperation business, it was not obliged to review the equity of the non-listed company in the investment of personal wealth management funds.
In November 2016 and February 2018, some of the investment funds of Huabao Trust invested in non-listed company equity.
There was only one reason for the Zhongtai Trust to be punished, but the amount of illegal gains was more, reaching 2,643,600.
According to the ticket information of the Shanghai Insurance Regulatory Bureau, in July 2015, Zhongtai Trust Company promised that a trust property would not be lost.
Prior to the new regulations on assets management, the promise of trust financing products was an obvious violation of the rules. The new rules for asset management reaffirmed that they could not protect the capital, and they could not promise to protect the capital.
The Zhongtai Trust Company’s breach of the promise of “guarantee the principal” was not only warned but also punishable by illegal gains.
FourbankMore than 5 million fines
HSBCbank(China) is the only foreign investment to be punishedbankThe bank was fined 1 million for violating the prudent operating rules.
Shanghai Yinbao Supervision Bureau administrative punishment information shows that in December 2016, June 2017, HSBCbank(China) Co., Ltd. Loan self-payment after-the-fact management seriously violated prudent operating rules; from February to August 2017, some credit card funds were used for non-consumption areas.
Shanghai Banking and Insurance Bureau said that in accordance with the "PRCbankArticle 46 (5) of the Industry Supervision and Administration Law. He was ordered to make corrections and the fine was a total of 1 million yuan.
Shanghai Rural BusinessbankCo., Ltd. Baoshan Branch was issued a number of tickets, includingbankAnd personal.
Shanghai Yinbao Supervision Bureau administrative punishment information shows that in 2017, Shanghai rural businessbankThe Baoshan Branch of the Company Limited issued a loan in violation of the regulations and was used as a land payment deposit and land transfer fee.
Shanghai Banking and Insurance Bureau said that in accordance with the "PRCbankArticle 46 (5) of the Industrial Supervision and Administration Law, Article 39 (1) of the Interim Measures for the Administration of Fixed Assets Loans, and Article 16 (4) of the Measures for Punishment of Financial Illegal Acts The item is also a serious violation of the prudent operating rules. Therefore, he was ordered to make corrections, and the total amount of fines was 2,287,968 yuan.
There are also three individual tickets, one for Shanghai rural business.bankYang Xinghua, the principal in charge of Baoshan Branch of the company, has direct management responsibility for the illegal payment of loans to Baoshan Branch. According to the "PRCbankArticle 48 (2) of the Industry Supervision and Administration Law, the administrative penalty for warning.
The other two are for Shanghai rural business.bankHuanghe and Zhu Songjie of the Baoshan Sub-branch of the Company Limited have direct responsibility for issuing loans in violation of regulations and also give administrative warnings for warnings.
In addition,Bank of NanjingwithTianjin BankThe Shanghai branch was also punished.
Shanghai Yinbao Supervision Bureau administrative punishment information shows that in March 2015,Bank of NanjingThe Shanghai Branch of the Co., Ltd. colluded with a borrower to issue loans in violation of the regulations; the loan classification was inaccurate.
Shanghai Banking and Insurance Bureau said that in accordance with the "PRCbankArticle 46 (5) of the Industry Supervision and Administration Law and Article 39 (3) of the Interim Measures for the Administration of Working Capital Loans are ordered to be corrected and the fine is a total of 1 million yuan.
Shanghai Yinbao Supervision Bureau administrative punishment information shows that in February 2015,Tianjin BankThe Shanghai branch of the company limited to issue a working capital loan over the actual capital needs of a borrower; the loan classification is not accurate.
Therefore, the Shanghai Banking and Insurance Bureau said that in accordance with the "PRCbankArticle 46 (5) of the Industry Supervision and Administration Law and Article 39 (1) of the Interim Measures for the Administration of Working Capital Loans are ordered to be corrected and the fine is a total of 1 million yuan.
(Article source: ChinafundNewspaper)